With the plan of moving, comes a lot of little individual preparations for moving.  The one I am currently working on is finance.  Not the financing of moving, but my collection of financial accounts.

I’ve always had a presence at a local brick and mortar financial institution, but I’ve also had long-running accounts at online-only banks as well.  This recent move has me convinced to go 100% online.  The reason for this is two-fold.  First, there are no national-level physical banks that I trust.  My current bank is a local credit union, and while I do love them, they aren’t going to be in my new location.  Second, there is little compelling need to tie yourself to a physical bank anymore.

To expand on those points, I wanted a physical bank in case I needed to go and talk to someone about my account.  In my years with the bank, that has never happened.  I also wanted to have the bank’s ATM network available to me.  In my specific case, I agreed to a $1500 min balance to access a much wider network of ATMs without fees.  But my newly chosen online bank will reimburse me up to $10 in ATM fees.  I don’t hit the ATM often, so that’s plenty.  And of course, they also have a wide network of no-fee ATM’s, too.

But here’s the real motivator.  Like I just said, I have at least $1500 tied up in my checking account, earning very little interest.  I have the bulk of my money in online savings accounts earning 2% interest.  But I was recently introduced to T-Mobile Money, which will pay 4% interest on a checking account up to $3000.  That’s double the rate of my savings account and who knows how much more than my current checking account.  So my plan is to keep around $3k in my new T-Mobile account and the rest in my online savings.  No more $1500 (actually more with the ebb and flow of the balance) missing out on interest.

I’ve been through the migration process before, but it’s been a number of years.  After setting up the new checking account, you need to link other accounts to it so you can do transfers.  That takes a couple of days.  You have to set up bill pay accounts on the new account and disable automatic payments on the old account.  There’s a rule I keep to on my bill pay setup.  I never authorize anyone to pull from my checking account.  I will always push payment from the checking account.  I will allow charging of my credit cards, since I have a means to dispute the charge, but no one is allowed to touch my cash.  Then finally, I have to modify my direct deposit to go to the new account.

After all these changes, then it becomes a watch and wait game.  I have to figure out which account needs money transferred to handle the upcoming bills until everything is transitioned.  It’s a little tense.  But by next month, I’ll be on my own, online, and free to go anywhere.

Last week, I started the process of relocating my stuff from the bedroom that had served as my office into the lanai which would serve as my new office.  It was a surprisingly difficult effort.  What should have taken a couple of hours or so took many days.  But, although surprising to me, it’s also consistent with some recent difficulties I’ve had in regards to motivation and exhaustion.

On one particular day, after moving a couple of pieces and giving up, I reflected on the moving process.  Why was it so difficult?  There was a time in my youth that I would rearrange my living area nearly monthly.  I loved the different possibilities and the change it brought.  Now it just seemed I wanted things to stay the same.  That’s kind of depressing to think about, which is ironic because it’s depression that’s been holding me back from everything lately.

Without dwelling on that point, this is more about changes.  On a smaller scale, I have to deal with the moving of my stuff between rooms, which will require putting some things into temporary storage.  On a bigger scale, the GF is going through the same thing by moving her stuff to my house, which has to be even more overwhelming and disheartening considering how many things of hers will need to be stored.  And overarching all of this now is our near-term plans to move to another state.

So, for whatever stress I might be feeling about moving my shit in my house, it’s nothing compared to what needs done to move to another place.  First and most importantly, it reprioritizes the improvements that need done to the house in order to maximize resale value.  Some things just can’t be done in time and some may be too expensive to get return on the cost.  But, it’s a real kick in the ass to start doing something.  I always work best on a deadline.

The big move eclipses the small move and the sacrifices become acceptable and even encouraging.  I’m packing up all my music gear, not because I don’t have space for it in my new office but instead because we’re moving out.  It’s not losing out on anything, it’s preparation.  I shouldn’t feel constrained by my new office because I’m not going to be there for very long.  And there’s going to be a period of time where things are going to be even more cramped until we find the ideal house in our new city.

And while moving rooms was stressful to me and I was wondering why that was the case when I used to love change. moving cities is quickly becoming an exciting prospect, despite the looming effort that remains in this house.  I think it might because I’ve found a “why.”  Why am I doing all this stuff to the house, what does it matter?  Well, right now it matters greatly to the future owner of the house.  And at the same time, I’m going to shed anything I might regret doing in this house and the GF and I will start with a clean slate, on equal footing in a new place.

It’s been almost a month since new cat Spock (formerly known as Charlie) arrived in the house.  To recap, on his arrival, he crammed himself into the farthest corner of the house, in my office.  It took a few days for him to leave the office and begin exploring the house.  Then he opened up and started being obnoxious.  He’s a talker.  He talks to himself all the time as he wanders the house.

Suddenly one day, he started hiding under the bed and didn’t want to come out for anything.  Coinciding with that event, I had moved his litter box and now had a pile of diarrhea where the box previously was.  A trip to the vet was inconclusive.  To try and calm Spock down, I started playing music in the house.  Whether it was the music or he just got over whatever sickness he had, things went back to normal.  The vet had wanted to put Spock on anti-anxiety medication, but that’s just something I can’t get behind.  The vet also suggested a pheromone diffuser might help.  I had tried one back when Bubbles and Rump were constantly fighting and it didn’t have any effect on them, so I wasn’t fully on board there, either.

Last weekend, the GF and I made an attempt to get everyone together.  That meant bringing the dog and the new kitten into Spock’s territory.  The house was segmented into three areas.  The guest bedroom was occupied by the kitten, the master bedroom and lanai were Spock’s domain, and the dog had the rest of the house.  For the most part it went ok.  Spock hated most all of it and spent as much time as possible under the master bed.  He puffed up like a balloon when he saw the dog and hissed nonstop at the kitten when he was dragged out to socialize.  However, despite all that stress, I was still able to teach him how to use the cat door out to the pool area.  After everyone went home, Spock had to re-investigate the entire house again.

The GF made the decision that the Feliway diffuser should be tried and ordered one to be shipped to my house.  When the package arrived on Sunday, I immediately set it up and plugged it in, in the outlet right above his food bowl.  Within a few hours, Spock was actually hanging out in the living room, not hiding under the master bed.  He stayed in the living room most all day.  He wandered less and meowed less.  It was a dramatic change in behavior over the previous days and even over the past month.  Spock was actually normal.

I’ve successfully relocated his litter box out of the office, which is good, although the carpet is now ruined and will have to be replaced.  Oh well, it was due anyway.

I got a new cat last night.  It’s the same cat I got last Saturday, but it’s definitely a different cat.  He’s changed from a timid lap cat to an obnoxious, wild kitten.

As I’d discussed previously, new cat Charlie has been having a pretty rough go in his new home.  He has been scared of everything, every sound, every room, every corner.  All he wants to do is sit in my lap in the office and be pet.  His food, water and litterbox are all in the office, so he has no reason to ever leave.

Yesterday, I had to go to work, like most people have to, so that left Charlie in the house all by himself for about 10 hours.  When I got home, as soon as I got in the house in the laundry room, I called him, hoping he would be out of the office.  Well, he wasn’t in the office.  I eventually found him in the laundry room, tucked in a corner.  I walked right by him and he didn’t make his presence known.  Sigh.

The night went on and Charlie got his attention in the office, but I had to go to bed, like most people have to, so I left him as I had before and went to bed.  At around midnight, Charlie starts crying for me.  I wake up and go give him some attention.  I go back to bed and around 1:15, the crying starts again.  This time, I carry him back to bed with me.  I make him stay on the bed for a while and he seemed mostly happy, but restless.  So I let him jump down and figured he’d just disappear under the bed for the night, which would be perfectly fine as long as I could get some sleep.

Instead, Charlie started exploring the bedroom, closet, and bathroom.  Because I know he hates the open area between rooms, I picked him up and carried him back to the office.  I put him down a little outside the office and sat down on the floor.  Charlie wasn’t interested in going in the office and sleeping.  He was now interested in exploring, as long as I protected him.

So we worked our way around the house and just like that, Charlie got all of his confidence back.  He jumped up on the bar bench, the kitchen counter, and drank from the open-area water bowl, then we worked our way back to the bedroom.  He jumped on the bed, crawled under the bed and came right back out, went in and out of the closet.  All things he was too afraid to do before.  So, great, he’s fine with the house now and I can go to bed.

No, I can’t.  Charlie also found his voice.  He’s quite vocal.  He chirps, squeaks, and meows a lot.  And he’s active.  He jumped on and off the bed many times, laying against me, then leaving over and over.  I got little to no sleep.  And on top of that, he suddenly decided he likes chewing on fingertips.  So petting his head has to be done in a very careful manner because he used to just headbutt, but now he snaps at you.  The change in personality is drastic.

We’ll have to see how he behaves when I get home tonight.  It’s always a mystery bag getting a new cat.  You never really know what you’re getting.

Saturday, I brought home a new cat.  It’s been exactly two months since I lost my old cat.  This was an adoption from a friend of a friend.  His name is currently Charlie, but it’s hard to say what it will eventually be.  He’s your average white and multicolor tabby cat. 

I drove him home today and this is the first cat I’ve had that does a freakout in the cat carrier – scrabbling and thrashing around.  He was so spastic he scratched his own nose.  Great, injured on the first day of parenthood.  That makes me look like a perfect pet owner.  However, I turned on some smooth jazz and he was chilled out for the rest of the trip.

Then when I got home, I let him out of the carrier and he was expectedly a little upset by his new surroundings.  I let him do his exploring, which didn’t really go how I expected.  After leaving him on his own for a little bit, I went in search of Charlie and he had jammed himself in a corner behind a drawer unit.  That’s pathetic.  He let me reach in and pet his head, so he wasn’t panicked, just scared.

A little while later, he came out and hid a little more in the open.  I picked him up and he was ok with being held a little.  I sat with him on the floor and he stretched out against me but after a bit, he went back to his corner.  The next couple hours were spent on the floor beside me while I wrote this.  I once carried him out to the kitchen area where his food and water were and he had no interest in it, slinking back to the office.  I guess if there’s going to be a favorite room for Charlie, the office might as well be the one.

His acclimation took quicker than I thought given his initial behavior.  He started coming out of the corner to my hand within half an hour.  He would chill out beside me at the desk.  Sometimes he would do some quick grooming licks, which was encouraging.  Within two hours he would jump up onto my lap on his own accord.  During an extended lap session, he started swishing his tail.  Up to that point, he had kept his tail tucked or tight against his body in a fearful posture.  He explored and sniffed some objects nearby, but still was skittish at every sound the house made.  I don’t think he realizes he’s the only cat here.  Now he’s on the floor stretched out and grooming, tail extended.

Charlie ended up spending the first night in the office alone.  When I woke up in Sunday morning, I went to see him and he was sociable.  I carried him to the master bedroom and held him on my lap while he stressed about being in a new room.  After a while, I let him down and he slinked back to the office.  Once back in his room, he was happy again and I praised him for the effort.

A couple hours later, I pulled him back to the bedroom and tried again.  Charlie was less upset this time and when he jumped down, he didn’t leave the room.  Instead, he crawled under the bed.  The foster family told me he likes to hang out under furniture, so I figured this would be fine.  He spent many hours under there.  When I would check on him, he seemed content, stretched out or grooming.  Lots of yawning.  But he didn’t want to come out just yet.  After about 8 hours , Charlie still had no interest in coming out.

At the 11 hour mark, I’d had enough.  He wasn’t coming out for food or play or petting, so I pulled the mattress down and dragged him out.  He didn’t protest, but at the same time, he did not like the transport through the house to “his room”.  Once in his safe zone, though, he started purring again and was eager to jump up and sit in my lap.  Then he noticed the food and had his dinner.  Then more lap time.  Then down on the floor.  Then MORE lap time.  He’s a pretty clingy cat when he’s not hiding.  If he had his way, he’d sit in my lap all day.

In the second overnight spent in the office, Charlie used his litterbox, which I consider a great success.  In the morning, he was eager for his wet food, and drank a lot of water while I supervised.  As far as I can tell, he hasn’t explored outside the office, although at one point earlier in the evening, when he was happy and excited, he unexpectedly chased me into the hallway.  Without wanting to push his comfort level, I stopped and we went back into the office, where he stayed.

Thinking back to Rump’s acclimation process, she spent many of her first days shut in the spare bedroom.  Ever since then, that was “her” room.  If you were in her room, she was very pleased to spend time in there with you.  I expect the same thing will be true of Charlie, that he will always have his room in the office.  As long as he gains enough confidence over time to roam the house, that will be fine.  But we’re only on day three right now.  Plenty of time to grow.