Welcome To The Jungle

Posted by on December 31, 2019 No comments

I have recently moved my web hosting and email to a new dedicated server on GoDaddy.  I’m rather pleased by this because it will allow me complete freedom to do whatever I want with the server, set up as many websites as I want, install any software, and resell hosting services.

But with great power comes great amounts of bullshit.  With my old hosting account, I had the benefit of some decent anti-spam measures.  So now that my mail is off that server, I ‘m now exposed to more spam.  I’m trying to take it with a good attitude, because some of it is clever and some is just downright retarded.

Case in point, the following email received today:

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Edgardo from the USPS is emailing me from his school email account to tell me, in a poorly-constructed sentence, that they couldn’t deliver a package I sent.  He was nice enough to attach a shipment label in a zip file for me to print and collect at their office, wherever that office is.

Example #2:

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This one is obvious.  You mouse over any link and the address it directs you to is not facebook.com, but some other address where you will get infected.  The best part of the email is that it is a notification for a facebook message posted on December 6, but the email notification was sent 5 hours early, on December 5.  Now that’s advanced technology, like they have in Nigeria, which happens to be in a time zone +6 hours away.  And we just happen to be on Daylight Savings Time here.  Nah, no coincidence.

Choose Wisely,Your Future Depends On It.

Posted by on December 31, 2019 No comments

It’s an awesome time for me.  I finally get to restart my 401k!  It feels like forever when, at my last job, the 401k plan was terminated because of bankruptcy.  The new company offered a 401k, but I figured I was going to a new job very soon, so there was no sense in starting a new account for a few months of saving.  Then, my new employer brought me on as a contractor for six months, then required that I be there a year before starting a 401k.  So I guess it’s not forever, but probably close to two years.

And that’s a shame because those two years have been great for the market comeback.  But no sense in worrying about the past – time to plan for the future.  And this is where I discover some terrible truths.  I’m sure it’s not exclusive to my 401k plan; everyone must have this in some way.  The problem is, you have no idea where your money is going.

Now, I don’t consider myself a savvy investor.  I know enough to get by, but I don’t dig too deep.  My current, simple goals are to be in funds with a low expense ratio and a high yield.  I have decided to exclude any funds that do not build themselves.  In my closed-off 401k funds from previous employers, I watch the values go up and down, but the quantities remain the same.  My only hope is to sell when they are high.  Now, I want to see the quantities climb as well.

So with this goal, I study my options -and boy do I have options.  There are nearly 30 funds to choose from.  So, step one for a new investor is overcoming the sheer volume of choice.  I have dedicated tonight to be my night of research.  I then download the information packets for each fund.  I then discover that the info packet doesn’t have any real information.  It tells me the Morningstar Risk/Return, the past performance, the top holdings, and the breakdown of holdings by sector.  This doesn’t serve my needs.

So I search the internet for the fund name so I can get the ticker symbol and come up with no matches.  This is because the fund I am offered is a “fund of funds”.  This is how it is described:

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The Investment Information section tells you what funds this fund invests in.  And fortunately, it is only one fund, but it may be nested two levels deep, I don’t know for sure.  But searching on the inner fund gets me the ticker symbol and the information I need. So, step two for an investor is to research the funds within the fund being offered.

Again, I don’t consider myself to be savvy, but I can’t conceive an average worker going through these steps and understanding that terrible paragraph describing whatever it was.  To a further degree, I can’t even count on the ticker symbol giving me the info I need, because what I am able to purchase is just a wrapper for that fund.  There’s no guarantee I’m going to get anything out of it.  The inner fund price could have a price of $8/share and give a 3% dividend, while the wrapping fund could have a price of $12/share and not give any dividend.

This is why I’m devoting so much time to research.

Upgrade Your Misery Today!

Posted by on December 31, 2019 No comments

Here’s the banner for an email I recently got:

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Quicken and WillMaker.  Two products that go so well together.  One makes you want to die and the other helps you be prepared for that moment.  It all works together: Customer Service (I want to kill myself), “put your life on hold”, 2012, Quicken.

You couldn’t ask for a more cohesive piece of marketing.

And this is pretty good as well.  The point of the email is “Improved Customer Service is Now FREE2”, with the footnote “Valid for 2012 Quicken customers only and available for a limited time; subject to change without notice.”  So, what I gather from this is: Quicken used to charge for good customer service, but now they are doing what they should always have been doing. They won’t do it forever, though.  They won’t tell you when they’re going to go back to the same old crappy customer service (it’ll just kinda start happening), and you still have to pay for it by buying the 2012 version.  In other words, business has dropped off and no one is calling our support lines because they either have left us or have learned to deal with the existing bugs in Quicken.  That means our support staff can help you better until enough people buy the 2012 version and swamp us with new bug reports.

And they are still pretty much the only game in town.

You Get What You Pay For

Posted by on December 28, 2019 No comments

In posts leading up to this one, I’ve been talking about my garage and new cars.  Well, I finally got the new car and got in it the garage, only barely.

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And I mean barely.  And with that car in the garage, there is no room for the other car.  I’m supposed to have a 2-car garage, and even so, I would classify the MX5 as a half-car, but still, there’s not enough room.  So that’s that.

Now, all about this new car.  As you see, it is a station wagon.  There’s only a handful of wagon models you can buy new in the US right now, and this particular one, a Buick Regal TourX, gets zero marketing and has zero recognition.  I saw this car once on display in a mall back in 2018, and have never seen one since.  So suffice to say, this is a rare vehicle.

The TourX is rare because it’s really low production volume.  There’s aren’t many buyers for wagons, so dealerships don’t order many and so no one ever buys them and the cycle feeds on itself.  When I decided on a car to buy – a wagon – I looked at my available options and this one was the most economical.  Well, it was economical for reasons relating to its unpopularity.  Dealers wanted to sell these things and not so they could order more; they just wanted rid of them.  In my own research, I saw that the 2020 model is coming soon and there are still 2018 models being sold new.

I haven’t purchased a car in nine years.  This time around, I utilized a car buyer service – a person who would search for my car, negotiate a good price, manage all the paperwork with the dealer and basically make the process as easy as possible for me.  When I first got started, I laid out all my criteria and within an hour, he had found me a car.  When he ran the numbers, I was pretty underwhelmed.

The TourX can run up to $40k with all available options, and that is what this particular car had.  So, $40k MSRP and with all discounts and haggling, I could get it for $35k.  After all the taxes and fees were added in, I would pay $38k.  I don’t know… I understand taxes and stuff, but a final price only $2k less than MSRP didn’t do it for me.  And it was about $6k more than I was willing to finance anyway.  So I turned it down.

The buyer went back to work and found another car with fewer options (but all the ones I wanted).  The MSRP was $38k, sale price of $31k, final price of $34k.  That was doable, so I agreed to the offer and we went through the complete sale process, which wasn’t all that bad.  The car was transferred from one dealership to another where I would actually make the purchase.  I gave it a brief test drive and no red flags were raised, mechanically.  The car did have roof racks, which I didn’t want, but I determined I could just uninstall them.  And after two hours at the dealership, I went home with a new car.

It’s been a couple days now, and some of the reality is hitting me.  The first weird thing I experienced was a warning popping up on my dash: washer fluid low.  Ok, whatever,  I can buy a $3 jug of fluid and top it off.  I would have assumed the dealer would have checked all that stuff during the “dealer prep” or whatever that BS service is.

When I popped the hood to fill the washer fluid, I was left aghast.  There were leaves all jammed up under the cowl.  Not just a few leaves, literal handfuls of leaves.  And the plastic shrouds throughout the engine bay were not just dusty, but had a layer of dirt on them.  This hood had not been raised in many, many months.  Yes, the exterior of the car had been washed and the tires glossed up, but there was no detailing of this car in any sense of the word.

As I was pouring the washer fluid in, my astonishment grew.  It just kept taking it.  I poured the entire gallon.  All of the washer fluid in the reservoir had evaporated in the time this car was sitting on the lot.  And the mass of leaves reaffirmed just how long the car was sitting idle and suggested it was not even stored on the primary lot, but in a grass lot back by a tree line.  I found out where the original dealer was located and did some quick math on the mileage for transportation and my test drive. I then determined this car had never been driven once.  It left that original dealer on its way to me with probably about 10 miles on the odometer.

This poor car.  It came to the dealer and was completely neglected for its entire life.  Yeah, yeah, of course cars don’t have feelings, but everything deserves a small level of care.  And a dealer should care for each and every vehicle in their possession.  These are going to be in someone’s family soon (or not soon in cases like this), and they deserve to be treated well until that time comes.

Now, I feel a little conflicted.  I mean, I got a great deal on a car – $7k off sticker price – and I didn’t have to deal with salespeople or haggling.  It was a very low-effort transaction and I can recognize it was probably a low-profit transaction for the dealer.  But at the same time, I still would expect one of the two dealers involved would have opened the hood and at least noticed the mess, or checked the fluid levels.  The bottom line is that I feel like I purchased a car from auction and not from a dealership.  Was I expecting to build a relationship with that dealer?  No way; they are 40 minutes away from my house.  I have dealerships closer to my home and my workplace I would utilize first.  Did I still expect to be wowed by the “new car purchase experience”, where I can show the car off to everyone?  Sure.  I mean, doesn’t everyone pop the hood and show off how clean and new everything is (instead of dirt, leaves, and a post-it note that says “do not turn off”)?  Show off every feature of the car like the power liftgate (which would reveal dusty and dirty rubber seals)?

But, I got a good deal, right?  Now I just need to spend some personal capital on a detailed cleaning of every inch of the vehicle.  Then the TourX will be mine and it won’t need to dwell on its miserable early life alone in a back lot.

A Christmas Burden

Posted by on December 28, 2019 No comments

As a collector of CDs, sometimes I fantasize about coming across an old collection that’s up for sale, one with lots of old and rare CDs in it, along with CDs that I would also want to listen to.  I’ve read about people having experiences like that – they’re not common at all.  But Sunday, I was fortunate enough to have one of my own.

I had planned to visit my local flea market that day to check out and maybe buying a dart set for fun.  I have a board set up in my garage, but I don’t seem to have any darts anymore.  So I visited the booth with the darts and because there was only one set available, I decided to hold off another week until he got his order with different models.  My flea market doesn’t have a resident “CD guy”, so I don’t stop in very often.  But I did feel like getting some walking in, so I wandered the halls.

I found a couple of temporary sellers with CDs, but their selection was terrible and in poor condition.  Another seller had like 10 CDs out.  Sigh.  But, leaving that seller’s stand, I saw a booth across the hall with a couple of larger CD racks.  I went over to see what was there.  Within 10 seconds of browsing the rack, I could tell this was a personal collection.  There were items there that I never see anywhere else.  In one rack, there was almost the entirety of the IRS NoSpeak series, something I had completed this year.  I could have saved quite a bit of money, here.

Alas, I didn’t find anything in the two front racks, but when I stood back up and actually looked in the booth, there were six more racks and a couple of boxes of CDs.  Oh my god, if it’s all the quality of what’s out front, I’m in trouble.

And without dragging it out, yes, it was and, yes, I was.  There were two criteria I was working with at this booth.  The first was looking for stuff I wanted (duh).  The second was looking for any smooth-sided cases, which would indicate early CD pressings.  In the first criteria, I found maybe 6 CDs.  However, when it came to smooth cases, this collector was seriously an early adopter.  I was pulling out CDs 2-3 at a time and stacking them up into multiple piles.

The total at the end was 62 CDs.  The lady charged me a whopping $55 and even was willing to take a credit card when I explained I didn’t have enough cash to cover the purchase.  I was willing to do PayPal or some other method to avoid her getting a fee, but ok.  She was very happy to move so many of the CDs at once, and I was very pleased with what I had pulled out.

Back at home, I stacked the CDs all up and began cleaning the cases.

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After cleaning them, which took a little over half an hour, I had to step away to let my mind think about what I had to do.  I broke the incoming items into three piles: things that were duplicates of what I already had (and might be upgrades), things I definitely wanted to add to the collection, and the rest was going to have to be evaluated to see if I wanted to keep it.  I ended up with 20 definite adds, 6 or so dupes, and the rest was left for later.  Then I had to take another break.

What we’re talking about here is listening to 50+ albums.  Even being really aggressive about it, listening to one CD on the way to work, one on the way back, and maybe one at night, we’re still talking almost a month of new music.  And listening to an album once isn’t always fair when choosing to keep it or not, and I do want to be fair.  That means a whole lot of music has been dropped into my life.

And that quantity of music is overwhelming.  Believe it or not, I haven’t listened to any of it yet.  You would think I would have immediately popped in a CD coming back from the flea market, but I was too shocked at my fortune.  When you have over 60 albums to listen to, where do you start?  The genres are all over the place, so I could get anything, really.  What a first world problem.

I pulled out the 20 albums that were on the must have list and got them logged into my Discogs account.  It put my collection’s Max total over $20k.  Obviously that’s highly optimistic, but it’s still a milestone.  I compared the dupes in my collection to the newcomers and only swapped one out.  The other 5 have to get compared and posted on my other blog.  So I have plenty of things to do ahead of me next week.

One More Reason To Hate People

Posted by on December 25, 2019 No comments

This is a problem I’ve been reading about with increased frequency.  A person will buy some thing, then fill the box with something else and return it, getting a refund and keeping the original thing.  In the cases I’ve been reading about, it’s hard drives.  A person will buy an external hard drive, open the case, switch out the large hard drive with a small hard drive (working or even not working) and return it to the store.

What happens is the store looks inside the box (maybe), sees everything is there and puts it back on the shelf for someone else to buy it and discover they got a tiny hard drive instead of what they thought they were getting.  That customer brings it back to the store and the cycle repeats.

This is very lucrative for some people, for people that lack morals, anyway.  But this happened to me on a less lucrative item, although no less infuriating.  I purchased an outdoor LED security light.  It wasn’t super cheap, in the $30 range.  I got it home and when I opened the box, inside was your typical two-light incandescent light mount, probably under $15.

Now, I am faced with a bunch of bullshit.  First is the wasted time and travel to return and replace this item.  Second is the thought that the store doesn’t really know that I wasn’t the one that made the switch and am trying to pull the scam off myself.  Third is the thought that the store may not actually take any action on this and put it back on the floor to repeat the cycle.  Clearly, something must be done here.

It’s easy to put the blame on the store, and I’m mostly in agreement.  I can understand the customer service part of no-hassle returns and wanting to make the customer happy, but they still need to verify the item being returned is the same as what was purchased.  And I think anything returned should be flagged with a label indicating it is not "new stock".

And while this sounds great, reality says there’s actually very little stopping thieves from doing whatever they want to do.  How about the stories of people using self checkout to buy expensive things and ringing them up as bananas?  How about the rule that "loss prevention" is actually not allowed to engage with a suspected shoplifter?  Just keep on walking, they can’t stop you.  They literally can’t stop you.  And when shitty people learn this stuff, they just do it.

I had the thought that night that if I had used self-checkout, the mismatched product would probably have been caught because it would have a different weight.  The register would have said something like incorrect item in bagging area.  That’s great, but you know what really would have happened?  The clerk would have just overridden the register and I’d be on my way with the wrong item anyway.  Again, it comes back to the store, but they’re just doing whatever it takes to make the customer happy, because self-checkout problems are a sure-fire way to piss people off.  If you’re making the customer do the work, you had better make it easy for them.

But let’s just make it clear, customer service is a poor term when the customer is not even a customer, but only a thief.

Becoming A Network Executive

Posted by on December 24, 2019 No comments

It sounds so important.  I’m running a "network".  A network of blogs, that is.  That’s what WordPress calls it, anyway.  I have at this point, created the blog network on my web server and created each of the five individual blogs.  How did I end up with so many?  Oh, well, one is just the landing page, so I actually only have four blogs.  Still, it’s a network.  My blogus.

My installation wasn’t a success right off the bat.  In fact, it was very painful and has taken one of my blogs offline until the new network starts up.  Not really a big deal; it’s not like I’m Facebuuk.  But there was a lot of outdated software that needed to be updated and along the way it was just decided to remove it all and start over.  Then it was a matter of permissions, not that I should be complaining since my server hasn’t been hacked in the many years it’s been up and running.  Now it’s just a matter of content.

Getting the posts onto the new server is actually a very easy task.  You can export from one site and import to the other.  But then, all of the images of those posts still point back to the original places, in my case, wordpress.com.  So I will need to edit each post that contains pictures and switch out the image with a fresh local copy, which will upload to the new server.  It’s not such a bad thing, because a lot of my early posts didn’t give consideration to the way Live Writer handled images.  By default, it will create a link to the full-size version, so your media library gets a full-size image and a resized image to display in the post.  If you don’t need that, it’s just a waste of space and really clutters up your media library.  So I’ll be able to address that in my post revisions.

I’m going to lose a couple of things by moving to my own server.  On the plus side, I’ll lose advertisements, since I’ll be using my own server.  On the negative side, I’ll lose stats, which are really interesting if you have a popular blog, but are rather depressing if you don’t.  For better or worse, I fit in the latter camp, so my loss isn’t too bad.

You know, it seems like a holiday ritual for me to do some sort of revision to my website(s).  Maybe it’s the domain renewal that reminds me to look at what I have.  Maybe it’s the promise of a new year.  Maybe it’s the extra free time with the holidays.  Of course, this year I am on my own and just now I’m realizing, this website revamping is something I hadn’t done in many years.  Huh.

2020 – Taking Care Of Myself

Posted by on December 23, 2019 No comments

Technologically-speaking, that is.

A couple days ago, I got an email from the new owners of Flickr.  They were asking for money because they are losing money, despite their best attempts at making Flickr self-sufficient.  I use Flickr to host images for a few different purposes and over the years I’ve had a paid account with them on and off.  Currently, I’m off because I don’t need that much.  Their email sent me into an extended evaluation of self-sufficiency.  It’s pretty well-known anymore that if you want something on the Internet, you’re going to have to pay for it.  If you’re not paying for it, you really are paying for it in ways you may not be taking seriously. 

Having been on the Internet for a very long time, I’ve seen plenty of websites come and go.  Some of the changes have impacted me directly and others haven’t.  Some websites I’ve been forced off of (mostly Microsoft stuff), and some I’ve left voluntarily.  But in this new era of the Internet, I’m going to start viewing anything I’m getting for free as a potential risk.  You have to consider that at any time, it could be taken away from you.

So my first train of thought was, I’ll get a paid account at Flickr.  But then I thought, I am already paying for a web/email server already, why don’t I just use that?  Why don’t I use that?  Well, the primary reason is that images take up a lot of space and my server doesn’t have a lot of space to spare.  Just to verify, my server has a 60GB hard drive in it and I have 36GB free.  I’m so stingy, crying poor with bread in each hand.  But hey, 30GB can go FAST if you don’t watch out.  And my mentality at the time was to put the burden on other services where I could as long as it didn’t cost me.

So, I did some quick research to see if I could add more space to my server for the same or less than paying for an account at Flickr.  Short answer: no.  I could move up to a 60GB drive for about $120 extra a year.  That’s like 2 Flickr accounts.  So Flickr is still the better choice.  However, after reading some commentary online, I started to think, will it matter?  If Flickr is in financial trouble now and has been in trouble for a very long time, maybe it’s just time to call it a day.

Ok, so let’s have a look at exactly how much space I’m using here.  I downloaded all my Flickr images for my blog and that’s 20mb.  I looked at the images in my media section for this blog and it’s about 30mb.  I have less than 100mb of images and I’m worrying about blowing 30GB of space?  I’m so pessimistic.

Knowing I have so little media on my blogs, I could just host it with WordPress.  WordPress offers 3GB of media hosting per account and I wouldn’t be even close to touching that on either blog, so that’s a viable option… except, WordPress is a free site.  That’s what I’m trying to get away from.  Granted, I’ve never heard that they have ever been financially strapped, so bravo for them.  Still, the Internet is evolving, what is true today may not mean anything in a couple of months.

So again, that points me in the same direction I was looking at earlier.  Hosting the blogs, with all their respective images on my own server.  They will certainly fit in the 30GB of space I have available.  The one thing I will lose is the power of the WordPress domain name and the followers/community that goes along with it.  The other thing I’m going to lose is all of my content when I die.  When I die, my web server isn’t going to get paid for anymore, so it will all go goodbye.  It’s actually kind of comforting in some ways, that whole "right to be forgotten" stuff that’s big in the EU right now.

So that’s the plan for 2020, moving on.

A Christmas Burden

Posted by on December 16, 2019 No comments

As a collector of CDs, sometimes I fantasize about coming across an old collection that’s up for sale, one with lots of old and rare CDs in it, along with CDs that I would also want to listen to.  I’ve read about people having experiences like that – they’re not common at all.  But Sunday, I was fortunate enough to have one of my own.

I had planned to visit my local flea market that day to check out and maybe buying a dart set for fun.  I have a board set up in my garage, but I don’t seem to have any darts anymore.  So I visited the booth with the darts and because there was only one set available, I decided to hold off another week until he got his order with different models.  My flea market doesn’t have a resident “CD guy”, so I don’t stop in very often.  But I did feel like getting some walking in, so I wandered the halls.

I found a couple of temporary sellers with CDs, but their selection was terrible and in poor condition.  Another seller had like 10 CDs out.  Sigh.  But, leaving that seller’s stand, I saw a booth across the hall with a couple of larger CD racks.  I went over to see what was there.  Within 10 seconds of browsing the rack, I could tell this was a personal collection.  There were items there that I never see anywhere else.  in one rack, there was almost the entirety of the IRS NoSpeak series, something I had completed this year.  I could have saved quite a bit of money, here.

Alas, I didn’t find anything in the two front racks, but when I stood back up and actually looked in the booth, there were six more racks and a couple of boxes of CDs.  Oh my god, if it’s all the quality of what’s out front, I’m in trouble.

And without dragging it out, yes, it was and, yes, I was.  There were two criteria I was working with at this booth.  The first was looking for stuff I wanted (duh).  The second was looking for any smooth-sided cases, which would indicate early CD pressings.  In the first criteria, I found maybe 6 CDs.  However, when it came to smooth cases, this collector was seriously an early adopter.  I was pulling out CDs 2-3 at a time and stacking them up into multiple piles.

The total at the end was 62 CDs.  The lady charged me a whopping $55 and even was willing to take a credit card when I explained I didn’t have enough cash to cover the purchase.  I was willing to do PayPal or some other method to avoid her getting a fee, but ok.  She was very happy to move so many of the CDs at once, and I was very pleased with what I had pulled out.

Back at home, I stacked the CDs all up and began cleaning the cases.

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After cleaning them, which took a little over half an hour, I had to step away to let my mind think about what I had to do.  I broke the incoming items into three piles: things that were duplicates of what I already had (and might be upgrades), things I definitely wanted to add to the collection, and the rest was going to have to be evaluated to see if I wanted to keep it.  I ended up with 20 definite adds, 6 or so dupes, and the rest was left for later.  Then I had to take another break.

What we’re talking about here is listening to 50+ albums.  Even being really aggressive about it, listening to one CD on the way to work, one on the way back, and maybe one at night, we’re still talking almost a month of new music.  And listening to an album once isn’t always fair when choosing to keep it or not, and I do want to be fair.  That means a whole lot of music has been dropped into my life.

And that quantity of music is overwhelming.  Believe it or not, I haven’t listened to any of it yet.  You would think I would have immediately popped in a CD coming back from the flea market, but I was too shocked at my fortune.  When you have over 60 albums to listen to, where do you start?  The genres are all over the place, so I could get anything, really.  What a first world problem.

I pulled out the 20 albums that were on the must have list and got them logged into my Discogs account.  It put my collection’s Max total over $20k.  Obviously that’s highly optimistic, but it’s still a milestone.  I compared the dupes in my collection to the newcomers and only swapped one out.  The other 5 have to get compared and posted on my other blog.  So I have plenty of things to do ahead of me next week.

FML

Posted by on December 13, 2019 No comments

Fuck MyLife.

If you’ve ever taken a moment to search for your name on the Internet, then you know what I’m talking about.  There are plenty of websites that collect public data about people and aggregate it all together, then conveniently make it available to anyone that wants to search for your name.  MyLife is one of them.

A couple of days ago, I figured I would try and take control of my public information in 2020.  The first step I figured would be locking down these public profiles of me.  Should be easy, right?  Create an account, verify your identity, then set the account to private.  That’s how I thought it should work, anyway.

So the first site I went to was MyLife.  I searched myself, and on my profile page, I click the link that said something like “this is me”.  It brought me to the fake “searching for data” page, which I cancelled out of.  On a form that was displayed next, I provided my email address (as is my policy, a unique email address just for them) and clicked “Show background report”, which is a strange way of saying “create account”.

Immediately, at my “dashboard” (please note I never verified any of my info.  you can seemingly create an account for any name you want), I was shown a popup to enable or disable sections of my profile, with a button to “save changes”.  After clicking the button, I was taken to a screen showing different subscription options.  Yeah, no thanks, a free account is all I need.  But no, a free account is not what you need at all.  The “save changes” button does nothing.  Nothing unless you have a paid account, that is.  Fucking seriously?  So fine, these motherfuckers won’t let you lock down your account unless you pay them.  Fine.  You’re assholes, goddamn assholes.  But you are not getting my money.

But, ohhhhh, they have my email address now.  And now the emails have started.  Day 1: the welcome email, which reminds me if I upgrade to Premium, I can lock sections of my profile.  And in big type it says “Keep Your Info Private”.  Assholes.  Day 2: an email trying to warn me about how bad people are and how I need to be able to find out everything I can on everyone otherwise I or my family might get hurt.  Assholes.  Day 3: an email warning me that my online reputation affects my life.  Everyone is going to see my information online (after encouraging me to find everyone I know in the previous email).  ASSHOLES!  (post-publish update: 2 more emails came in on Day 3, one an ad for Experian Boost and another reminding me that there are other sites exposing my info.  I can’t stop them, but I can see who they are – for $$, of course.)

I have enough experience in web site development to have conversed with people who would create a website like MyLife.  They are scum.  There is absolutely nothing positive about the “service” they are offering.  It’s simple blackmail.  Just like those websites that supposedly list “cheaters” and make you pay to have your name taken off. 

Now, fortunately, my “reputation” on MyLife is just fine, but I know how they work.  If you have any entries on a municipalities Clerk Of Court website, you get whacked.  And it’s all the same.  Traffic ticket? Same as a DUI.  Do you want to know the difference?  Well, you’ll have to pay MyLife to see the details.  Unless you’re smart and go to the county Clerk of Court website and do the search yourself, then it’s free.

So MyLife ruins lives by making minor infractions seems like major red flags, then they won’t explain whether it’s a real problem unless you pay them.  And I guess that alone wasn’t scaring people enough, so what they started doing was listing your relatives in your profile and putting warnings if any of them had issues.  And I guess that wasn’t enough either, so they started listing neighbors in there and flagging them, too.

And while I’m definitely of the mindset that you will be known by the company you keep, this is completely ridiculous.  And it’s all in the goal of getting you into a subscription so you can hide that damaging information.  Fucking ASSHOLES.