Category Archives: About Me - Page 35

This Place Sucks, So Let Me Help

I’m nearing the end of watching a George Carlin DVD box set and I have to say I’m pretty pessimistic on our culture.  The whole idea of "gotta have it now" is becoming pretty offensive to me.  TVs, cell phones, computers, iPods… the behavior of Zune users during the 24 hours the Zune was inoperable was outrageous.  People can’t live without a music player for 24 hours, or more realistically 12 hours, since you can’t be awake listening to a MP3 player for 24 hours.

Carlin will do that to you after a while.  So you have a couple of choices: accept it or battle it.  I’m going to make the most of it.

To that end, I’m going to convert this to my “eating out” blog.  They say you should blog about something you’re passionate about and I do enjoy fast food (see previous post on state of food).  I had planned on developing a web site that would allow anyone to rate fast food places, but I just don’t have the energy for that right now, so this will have to do.

Yellow Pages Are Anything But Green

It’s a new year and part of the new years ritual is receiving multiple 10-pound books dropped off at the house for telephone listings.  Growing up in a small town, I remember the white pages and yellow pages being a book about a quarter-inch think.  Now living in a larger city, the yellow pages alone is…2 inches thick (I had to check).  Then on top of that, you get a second book from a competing directory.  and this one has a “smaller, convenient” version, so you can take it with you.

Ok.  Here’s the problem.  There’s something called the Internet, which is available in our house.  This Internet thing allows us to search for information, including phone numbers.  Usually, it’s faster to type in the name of what you want instead of the traditional alternative: trying to figure out what category it’s listed in, flipping through pages, and scanning the tiny type while being distracted by large ads.  Then there is issue of storage.  The directories take up…4.5 inches of vertical space (I had to check again).  That’s valuable real estate on counters or drawers.

So, in summary, the Internet is far superior to a printed list.  This is probably universally accepted.  So, I thought it was time to stop the waste of time and space… and paper.  This year is also the year I discontinued all paper statements for bills.  But back to the point, I called the directory’s service number.

The first person I spoke to was pleasant and upon hearing my request, wasted no time collecting my information and completing the request.  After I hung up, I thought, “That wasn’t so bad.  She was really nice.  Too bad I’m putting her out of a job.”  after all, these directory services are contracted by the phone company or are completely independent.

The second person I spoke to handled my request promptly also, but then asked an odd question: “Do you travel much?”  Hmmm.  I responded that I don’t travel too much.  Then the pitch came.  They also print atlases.  They had a new atlas of the United States that she could sell me for a great price.

Ok.  Here’s the problem.  There’s something called a GPS, which has recently become available in our cars.  A few years ago, I might have bought it.  I used to have a very large collection of maps from the areas I’d visited.  I was pretty proud of the collection also.  But now, my 25-pound pile of maps (I had to estimate, since they’re now disposed) has been replaced by a tiny touchscreen device.

So in summary, GPS devices have replaced atlases in much the same way as the Internet has replaced phone books.  Now, if these directory services were smart, they would partner with a GPS vendor and preload POI’s (Points of Interest) into a GPS based on their directory.  Then they would sell the GPS device.  Or they could sell a flash card with the POIs on it.

If I was cancelling my phone book delivery and the agent asked me “Do you have a GPS?” that would be a totally different conversation.  If I didn’t, I might be intrigued at buying a GPS preloaded with millions of POIs (if the price was reasonable).  If I did own one and they offered a POI card or subscription service compatible with my GPS brand, it might be attractive.

My Bedtime Prayer as of Late

Now I lay me down to sleep

Whatever happens is fine with me

If I should die before I wake

Whatever.  Fuck it.  I don’t give a shit.

The American Dream

Part of The American Dream is supposed to be owning your own home.  I am a homeowner and was a long-time renter.  Recently, I noticed a chart in MS Money that made me take notice.  It was the "Net Worth Over Time" chart.

NetWorth

Can you tell when I became a homeowner?  It was February 2007.  The beginning of a steady climb in my net worth.  Prior to this, I was a renter, and the chart shows, my net worth growth was pretty stagnant.  Sure it went up as I put more in my retirement accounts and paid down debt, but not like the climb after becoming a homeowner.

Some argue that the expenses of owning a home outweigh the benefits, since rent covers all housing expenses.  As the chart shows, even with the expenses of a house, the value still grows.  This is equity.  When you buy a house, you have a property worth $x.xx, but you have a loan worth $x.xx, too.  It’s net zero.  Current housing conditions aside, as you pay down the loan, one side of the equation goes down, and one remains constant.  Whereas when you rent, you have property of $0.00 and a loan of $0.00.  As you pay your rent, neither side changes (for you.  It does for the rental property owner). You remain at zero.

I just thought I’d make a small post to say that this small visual reminder showed the value of home ownership to me.