I was recently thinking about a job interview I had a bit ago and I was sort of regretting that I didn’t go off on this topic when offered the chance. I had a different story handy that I used and while that seemed to work, I felt this one would have made a better impression. I feel like I’ve talked about it before, but that might have been to other people over some related conversation. But anyway…
Recently, there’s been a spike in discussions about work and labor, partially about wages and benefits, and some about having to work at all. The idea of universal basic income, deca-millionaires and the inequality around all of that is a good discussion to have, but it doesn’t address business concerns at the moment. And it doesn’t answer the question they are asking right now: why should I hire you?
I have a couple answers to that. Before I start, let me say that I do software development for a living. I have done it for over 30 years. Saying that is both a pro and a con. To my benefit, I’ve been through a lot and have a lot of experience. To someone who doesn’t see it that way, I am writing 30-year old code, which is not what modern businesses want. The answers have to emphasize the former and dispel the latter.
To begin, the way I see things, there are two types of people that are probably getting interviewed. You have people who program and you have programmers. No, I think I’m going to try and make this story industry-agnostic. So, said another way, you have people who "do it" and you have people who "live it". Doesn’t matter what field it is, are you getting someone who will do as they’re told and get the job done, or do you want someone who will take ownership of the task and make it their mission to get it done? There’s actually no wrong answer there; there are places for both types, and as I am of the latter type, if that’s not what the company wants, it’s not going to go well for either of us.
The cliche phrase, "do something you love and you’ll never work a day in your life" can be true only if your employer allows that to happen. While people who "do it" will wait around for guidance or instructions to do things, those who "live it" will actively push to make the job interesting and rewarding, because the challenge comes with the lifestyle. The "lifers" will be seeking out these challenges all the time, on and off the clock, because that’s part of living the profession. The "doers" will switch off their business lives at the end of the day. That’s not to say that the "lifers" are doing company work off the clock, they’re just building their skills in general and if they can apply it to their work, that’s just a benefit – for both employee and employer.
Again, it doesn’t matter what profession or "level" you are, this will benefit you. If you are in housekeeping and you spend your time reading and learning about efficiency and new techniques for sanitation and you suggest those things to your employer, maybe you’ll get to do them, maybe you’ll do them anyway. But you are showing initiative, and maybe that’s the key word in this entire story.
The word "initiative" triggers some memories I have of people’s rants that employers are demanding initiative or criticizing that someone lacks initiative, and the employee argues in return, "You’re not paying me for that. You pay me for the training, and I’ll do it." That is a valid viewpoint for someone who is a "doer". It suggests that they are not in a field they enjoy. I think that’s fine. You can be competent without initiative. You probably won’t go as far, nor will you be as happy, but that’s the trade-off for being able to have two lives.
For a "lifer", the new skill being learned isn’t as much about having a bigger toolbelt to move to a new job or to demand more pay, although those are certainly perks for doing it, it’s about controlling your environment. You know, another cliche. If you don’t like where you’re at, change it. Of course, you also have to get used to a lot of rejection. This isn’t your company and you don’t make all the decisions, but coming up with potential solutions for problems is a life skill that will never not pay dividends. And if you’re in a company that has a supportive management, you’ll be noticed. If you’re in a company that has a backstabbing management, you’re in a better position to go to a better place.
So in summary, those would be my two arguments: that I am a "lifer" in that I am constantly applying and honing the skills of my profession, and that I will constantly be advancing new ideas to the company for our mutual benefit. I would hope that there are more like me out there, but I know that I have only ever worked with one other person that I know practices and learns outside of work. That’s not a good ratio.
No Problems, Only Opportunities
What Millennials Can Learn From Gen X’s Money Mistakes
You can consider me a sucker for any article on generational warfare, especially one that involves mine. So when an article immediately says I’m making mistakes with my money, I’m doubly interested.
I feel I’ve made this clear in other posts, but I really do feel sorry for generations after mine. While the generation preceding me couldn’t care much about anything other than itself, I am embarrassed at what has been left for the younger ones to clean up, fix, or just try to survive through. My whole generation is too small to have made any political impression or enact any meaningful change, but I’ve been waiting for the next major cohort to flex its muscle, and I expect we see things the same way.
Anyway…
This article says its a collection of advice from financial experts who want Gen Y to do things differently from Gen X – "Break the chains of financial norms that were enshrined as gospel in the last century." Here’s the truth that overshadows the entire article: The financial norms are not norms anymore because the entire economy and financial markets got fucked. But that’s not a problem. Don’t focus on that problem. Don’t bother trying to solve the problem (as if you could anyway).
The term "gaslight" is used way too frequently and usually inappropriately. I’m not going to use it here, but it feels some would. This article is more of the more traditional, "blowing smoke up your ass" flavor.
Point 1: Gen Y should focus on Roth accounts instead of traditional retirement accounts. I’m not going to argue particulars, this advice can go either way. I just want to point out that Roth IRA’s were created in 1997. It’s not like there was a lot of information on the benefits of a Roth at the time. And now, given time, experience, and income growth, I now contribute 100% to post-tax retirement accounts. Because Gen X makes all the financial mistakes.
Point 2: Gen Y should give up on whatever used to be the idea of financial success. Let me get that exact quote.
"…millennials need to reconsider the entire concept of wealth, success and financial freedom – particularly as it applies to standards that were set in a different time"
It shouldn’t take much cynicism to deduce that "a different time" means "a better time". What example of change was provided?
"Are we sure we want a 30-year mortgage on the largest house we can possibly secure financing for to go along with our student loan debt and auto loan? … Maybe a used RV and a WiFi hotspot are more appealing than a 2,000-square-foot ranch."
And now I want to really punch someone. I’ll give you this much. Buying the biggest house you can get financing for is a financial mistake, worthy of the title of the article. But to suggest that Gen Y should just literally give up on the concept of owning a house to live in a depreciating asset and have them consider that move financially savvy? That is an even bigger financial mistake. One that a future article will use comparing Gen Y and Gen Z.
And there’s a real trigger: "student loan debt". Something my generation didn’t have to worry about, at least not to enslavement levels of debt like today. Maybe a used RV is not so much "more appealing" as it is "the only option". I’m not saying lower your expectations, I’m just saying to refine them.
Point 3: Accept that shit sucks. Deal with it. I would really have to copy the whole text of the two paragraphs to do justice to what is being bullshitted. Remember, the problem the article is hiding is that the economy absolutely sucks. Gen Y started a revolution by creating "the gig economy". You know what the gig economy has done? It has resulted in workers being exploited and cheapened, with no redeeming benefits. And no benefits at all. For every success story on a gig worker, you have a thousand who are working themselves to the bone just to get by.
The Gen X life story? "Get a college degree. Land a job. Buy a house. Invest for retirement someday." Their take on these universal desires? "It’s a flawed model." IT’S A FUCKING FLAWED MODEL. I got my job with a Associates degree in an unrelated field. Gen Y (and Z now) have to have Bachelors degrees to get entry level jobs. They can’t get any job paying well enough to buy a house or to invest for retirement someday. WHOSE MODEL IS FUCKING FLAWED HERE?
So the explanation for being flawed is that it doesn’t align with Gen Y’s priorities: "experiences over possessions, and prioritizing purpose, innovation, and flexibility". And I’m going to say again, these priorities are due to the fact the world is garbage. They are compensation for having nothing else. When your world is so dead that you simply want to experience as much happiness as possible as soon as possible because you don’t expect things to be getting better in your lifetime, that’s a problem. When you demand flexibility because you know you can’t trust any institution for stability, that’s a problem. As far as purpose and innovation, Gen X had that as well, only it wasn’t something we had to demand, it was simply allowed. That’s a problem.
This romanticizing of renting for life and RVing and being mobile and nomadic, that’s a symptom of the times. It’s a necessity to survival. You really don’t think that if circumstances were the same now as they were 20 years ago that a whole generation would behave so differently? If anything the nomadic lifestyle would be taken up for pleasure. If the promise of technology had not been stolen by a few obscenely rich, powerful people, we’d all be living a utopian life.
For the boomers who were flower children until the end and look around with sadness at what they were unable to sustain, I will be a nerd who will die lamenting how the Internet was supposed to bring enlightenment and knowledge and was reduced to conspiracies and trolls. Gen Y, ponder well what legacy you wish to leave unfulfilled to the world.